Patience and precision. Two careers, same philosophy.
I spent over a decade as a PGA Golf Professional. The same instincts — slow down, understand the variables, trust the process — are how I help Sacramento buyers make the biggest financial decision of their lives.

- NMLS #2717196
- Company NMLS #2191014
- Licensed by California DFPI
- 10+ years as a PGA Professional
From the course to the closing table.
Coaching golfers taught me that the difference between a good round and a great one is patience and precision. Mortgages reward the same approach. Most buyers I work with don't need a high-pressure sales pitch — they need someone to walk them through the numbers honestly, until the right move becomes obvious.
I specialize in first-time buyers across Sacramento, Roseville, Rocklin, and Folsom. Many of my clients assumed they didn't qualify before we talked. Most do.
I work with every major loan program — FHA, VA, USDA, CalHFA, conventional, jumbo, construction — and I'll tell you honestly which one actually fits, not just which one is easiest to close.