Butterfield
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About Kyle

Patience and precision. Two careers, same philosophy.

I spent over a decade as a PGA Golf Professional. The same instincts - slow down, understand the variables, trust the process - are how I help Sacramento buyers make the biggest financial decision of their lives.

Portrait of Kyle Butterfield, Sacramento-based mortgage loan officer specializing in FHA, VA, conventional, and CalHFA home loans
Credentials
  • NMLS #2717196
  • Dwell Mortgage LLC · NMLS #2426506
  • Licensed by California DFPI (California only)
  • 10+ years as a PGA Professional
My Approach

From the course to the closing table.

Coaching golfers taught me that the difference between a good round and a great one is patience and precision. Mortgages reward the same approach. Most buyers I work with don't need a high-pressure sales pitch - they need someone to walk them through the numbers honestly, until the right move becomes obvious.

I specialize in first-time buyers across Sacramento, Roseville, Rocklin, and Folsom. Many of my clients assumed they didn't qualify before we talked. Most do.

I work with every major loan program - FHA, VA, USDA, CalHFA, conventional, jumbo, construction - and I'll tell you honestly which one actually fits, not just which one is easiest to close.

Education First
I'll explain every number before you sign anything.
No Pressure
Pre-approval is free. Walk away anytime.
Local Expertise
Sacramento metro: FHA limits, CalHFA programs, new construction quirks.
Real Communication
Direct phone and email - no call centers, no runaround.
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