Patience and precision. Two careers, same philosophy.
I spent over a decade as a PGA Golf Professional. The same instincts - slow down, understand the variables, trust the process - are how I help Sacramento buyers make the biggest financial decision of their lives.

- NMLS #2717196
- Dwell Mortgage LLC · NMLS #2426506
- Licensed by California DFPI (California only)
- 10+ years as a PGA Professional
From the course to the closing table.
Coaching golfers taught me that the difference between a good round and a great one is patience and precision. Mortgages reward the same approach. Most buyers I work with don't need a high-pressure sales pitch - they need someone to walk them through the numbers honestly, until the right move becomes obvious.
I specialize in first-time buyers across Sacramento, Roseville, Rocklin, and Folsom. Many of my clients assumed they didn't qualify before we talked. Most do.
I work with every major loan program - FHA, VA, USDA, CalHFA, conventional, jumbo, construction - and I'll tell you honestly which one actually fits, not just which one is easiest to close.